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10/12/2024

Why in News?

Prime Minister Narendra Modi launched LIC’s Bima Sakhi Yojana on 9th December, 2024.

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About Bima Sakhi Yojana

  • Bima Sakhi Yojana is an initiative of State-owned LIC designed to empower women aged 18-70 years who are Class X pass.
  • The women agents will receive specialised training and a stipend for the first three years to promote financial literacy and insurance awareness.
  • Under the scheme, the woman agents will also get a stipend of ₹7,000 per month for the first year, ₹6,000 per month in the second year and ₹5,000 per month in the third year. Bima Sakhis will also get the benefit of commission.
  • Under the ‘Bima Sakhi Yojana’ of LIC two lakh women insurance agents will be appointed over the next three years.

Significance of the Scheme

  • The Bima Sakhi scheme has been launched to create employment opportunities for women.
  • The significance of Bima Sakhis extends beyond the monthly earnings of women. Their role will be instrumental in achieving our nation’s goal of ‘Insurance for All’. The role that women are playing today as Bima Sakhi will strengthen the mission of Insurance for All.

This mission is vital for enhancing social security and eradicating poverty at its roots.

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